Proof.
The morphism f is proper by Morphisms, Lemma 29.41.7. Thus f(X) is closed and images of closed points are closed. Let y \in Y be the image of a closed point in X. Then f^{-1}(\{ y\} ) is a closed subset of X not containing any of the generic points of irreducible components of dimension 1 by condition (3). It follows that f^{-1}(\{ y\} ) is finite. Hence f is finite over an open neighbourhood of y by More on Morphisms, Lemma 37.44.2 (if Y is Noetherian, then you can use the easier Cohomology of Schemes, Lemma 30.21.2). Since we've seen above that there are enough of these points y, the proof is complete.
\square
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